Imagine the benefit of automatic protection

Ever get home after a day of shopping for that perfect wedding gift -- dealing with long line ups and parking lots that go on forever -- only to discover that something is damaged?

Ever worry that -- by some built-in quirk of fate -- that expensive camcorder suddenly decides not to work, the week after the warranty expires?

Relax. You're protected every time you use your Member Card Debit Card to make a purchase. You're protected against things like loss, theft, damage or breakage for a full 90 days after the purchase. And you'll also have the security of an Extended Warranty, which can double the manufacturer's warranty up to one year longer.

No forms, applications, or fees.

Q - How does the program work?
A - Every time you use the Member Card Debit Card for an Interac Direct Payment purchase, you're protected with the above mentioned benefits.

Q - What if a merchant doesn't have Interac Direct Payment?
A - You will also be covered if you make a purchase using a cheque drawn on your chequing account to receive the same protection for your purchase.

Q - What is not covered?
A - Items not covered include: cash, travelers cheques, motorized vehicles, animals, and living plants. Contact Rosenort Credit Union for more information on coverage plans.

Q - How do I make a claim?
A - Simply call 1-877-408-0827 for assistance. You must have your merchant bill, transaction record, and (for warranty claims) the manufacturer's warranty.

Q - What else should I know?
A - Competitive Benefits:

• Home & personal business purchases are protected
• High coverage -- up to $60,000 lifetime
• Gifts (without recipient limitations)
• No limits on valuables
• World wide purchases, not just Canadian purchases
• If you have a PINned Member Card Debit Card, purchases made with a cheque drawn on the same account are also protected